Can anyone suggest a good, reliable and inexpensive travel insurance company for a round the world trip?
-thanks for the help
12 posts • Page 1 of 1
A good travel insurance provider?
Africaholic
On this site, you can compare many different trip insurance companies and plans (different benefits, etc.)
xoom
world nomads is recommended by a lot of people.
RTWadict
there are some key points to consider:
- 24 Hour support
- toll free phone numbers in popular countries
- do you want it to cover everything or just major incidents
- Will it cover sports that you are interested in doing
- does it include medical evacuation
- Can you extend your policy while outside your resident country.
read the policys details.
heres my story:
After 3 years (12 month policys X 3) on my old policy, the company wanted me in NZ to renew. (i had been there just 3 months proir).
this covered everything, no excess. but it was $1200NZD /yr
Nice policy, was hospitalised w malaria (06), and broke an eardrum (08).. everything worked well..
I changed to World Nomads in Feb. half the price of my old policy, $100 excess.
in that $600/yr savings is enough to self insure (replace) my clothes/camera etc..
I broke my knee in March. The hospital & physio agreed to invoice World Nomads directly (The cashier at the hospital was not keen at all, asked who I was with, and then said ok, because they are great to deal with).
All in costs so far for my treatment will be around $1500 (mri, leg braces, xrays, surgeon consult, physio)
The MRI for a tourist in canada is $1800! (im on a working holiday visa so get the resident price)
I see the surgeon tomorrow for results of the MRI. I expect he will schedule surgery. Which will bump the total cost up by around ~$9k
Its not the small things that matter.... its the big costs that you should care about.
World Nomads support has been fantastic. they call me to see how things are going, which is a first!
Thats my story.. sitting here w crutches by my side, ice on my knee etc.. fun times
.
- 24 Hour support
- toll free phone numbers in popular countries
- do you want it to cover everything or just major incidents
- Will it cover sports that you are interested in doing
- does it include medical evacuation
- Can you extend your policy while outside your resident country.
read the policys details.
heres my story:
After 3 years (12 month policys X 3) on my old policy, the company wanted me in NZ to renew. (i had been there just 3 months proir).
this covered everything, no excess. but it was $1200NZD /yr
Nice policy, was hospitalised w malaria (06), and broke an eardrum (08).. everything worked well..
I changed to World Nomads in Feb. half the price of my old policy, $100 excess.
in that $600/yr savings is enough to self insure (replace) my clothes/camera etc..
I broke my knee in March. The hospital & physio agreed to invoice World Nomads directly (The cashier at the hospital was not keen at all, asked who I was with, and then said ok, because they are great to deal with).
All in costs so far for my treatment will be around $1500 (mri, leg braces, xrays, surgeon consult, physio)
The MRI for a tourist in canada is $1800! (im on a working holiday visa so get the resident price)
I see the surgeon tomorrow for results of the MRI. I expect he will schedule surgery. Which will bump the total cost up by around ~$9k
Its not the small things that matter.... its the big costs that you should care about.
World Nomads support has been fantastic. they call me to see how things are going, which is a first!
Thats my story.. sitting here w crutches by my side, ice on my knee etc.. fun times
World Nomads Promotional Code: GoPack = 7% Off
Travelmatty
I would also recommend World Nomads.
explorer4
If you are normal with no health conditions STA Travel do some good deals for trips!
If however like me you have a life threatening nut allergy! Insurance can sky rocket, i found opening a gold account with Natwest meant i could cut the cost right down (it offers free insurance if your healthy, but check for how many days in a row and how many times a year! - you can always add money and make changes to the terms though!)...the card also gets you discounts on hotels / attractions / dining around the world!
Hope that helps, Hanna
If however like me you have a life threatening nut allergy! Insurance can sky rocket, i found opening a gold account with Natwest meant i could cut the cost right down (it offers free insurance if your healthy, but check for how many days in a row and how many times a year! - you can always add money and make changes to the terms though!)...the card also gets you discounts on hotels / attractions / dining around the world!
Hope that helps, Hanna
Timmie
I thought I'd get travel insurance for this trip and found that World Nomads has 61 as an age limit. I am 65 with absolutely no health conditions. I see a couple of other companies but would appreciate anyone with experience with my situation responding as to one that is reputable. I'm already aware that the cost will be more but would like to at least know if it's an outfit I can count on.
"Yes, there are two paths you can go by, but there's still time to change the road you're on." Led Zepplin
La Lluvia
The BootsnAll office staff uses the Patriot International plan for US citizens. Non US persons use the Patriot America plan.
BnA travel insurance
This plan has 5 levels of coverage and will cover travelers over 61 years of age.
BnA travel insurance
This plan has 5 levels of coverage and will cover travelers over 61 years of age.
PDXnative
Why doesn't World Nomads offer a 12 month policy? And anyone know if they offer family coverage?
Traveller11
PDXnative wrote:Why doesn't World Nomads offer a 12 month policy? And anyone know if they offer family coverage?
It seems to depend on the country of residence. Eg in Australia and UK you can get 14 month policies but only 6 months from the USA.
They do offer Family policies. Usually 2x single price.
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