Nickel and dimed...
I have been calling around to a few banks today and here is what I've learned: Capital One is the only major credit card company that seems to not charge these ridiculous fees. I was happy about this because I have a Cap One card with cash back rewards. I also found a smaller bank that only charges 2% per transaction. They also agreed to waive the service fee if I get traveler's checks through them, because there was some confusion about whether or not it was all transactions or only ATMs (it's charged on all).
I did not expect to be opening a new bank account less than a week before I leave and getting a new check card expedited to me!
Now, after that little rant, my questions for discussion: Has anyone found a way to avoid some of these bank fees? Other than just carrying heaps of cash, how do you do it?!
I'm moving to UK but will still have some US bills to pay each month. I'm looking for a bank that will deal with this situation without regular fees for using both currencies.
Would HSBC be the one?
(Oh, and I'll post this in the Living Abroad category, too, in case those brilliant expats already have the answers.)
“I'm not at my best when I moralize or philosophize. Logic is elusive, especially to one who so rarely uses it.”
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